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Buying · budget by municipality

Buying in Tongeren: the real budget

Flanders · Limburg · Statbel data Q1 2026

In brief

  • A median house costs €250,000 in Tongeren, 25% below the median of the municipalities of Flanders (€332,500).
  • Duties and fees included, with a 20% deposit, you need €59,463 up front, then €980 a month for 25 years at the reference rate of 3.3%.
  • A median apartment goes for €177,750.
  • Over five years, the median house price has changed by +38.9%.

Median prices from notarial deeds (Statbel); the property you have in mind may differ widely.

Flanders

Official municipal outline, Statbel boundaries

€250,000house, median price
€177,750apartment, median price
€400,000villa, median price
162sales in twelve months

What a median house in Tongeren really costs

On top of the price come the registration duties of Flanders and the deed costs. Computed under the sole own home regime; a second home or an investment pays the full rate.

median house price
€250,000
registration duties (2%)
€5,000
notary fees and deed costs
€4,463
total acquisition cost
€259,463
cash up front (20% deposit, duties and fees)
€59,463
amount borrowed
€200,000
monthly payment over 25 years at 3.3%
€980 / month

NBB reference rate (2026-06) for a fixed-rate loan; notary fees on the legal scale, flat administrative costs. The calculator takes this price and lets you adjust your situation.

What you are buying: the state of the housing stock

A poorly rated home costs less to buy and more to run: the EPC weighs on the budget as much as the price.

25.8% of the municipality's homes are rated EPC F or G.

See the EPC detail for Tongeren

Building permits for this municipality are not published.

Cost out renovation works

How to estimate a house in Tongeren

An estimate starts from recent sales of comparable houses in the municipality, then adjusts that benchmark for the features specific to the property.

The prices shown above give the level of the local market. The estimate consists of placing a specific house against that level.

Three families of criteria explain most of the gap between two neighbouring houses.

  • The living area and the size of the plot, which set the starting range.
  • The condition of the building and the age of the major items: roof, window frames, electrics, heating.
  • The energy performance, measured by the EPC certificate, which drives running costs.

The location within the municipality then adjusts the result, and a visit settles it: only a visit reveals the flaws and the strengths that no data shows.

The same budget in neighbouring municipalities

Median house price and overall score: ten kilometres away, the same budget sometimes buys bigger or better placed.

Prepare your purchase in Tongeren

Frequently asked questions

€250,000 in price, €5,000 in registration duties (2%) and €4,463 in notary fees and deed costs: €259,463 in total. With a 20% deposit, you need €59,463 up front and borrow €200,000, that is €980 a month over 25 years at 3.3%.
Tongeren is in Flanders: 2% of the price for the sole own home since 1 January 2025, 1% with a major energy renovation, 12% for other purchases.
Compare the property with recent sales of similar houses, adjust for surface area, condition and the EPC certificate, then check that the result is consistent with the prices published on this page. What you get remains a working range.
No. The estimate places the market value; the selling price also depends on how quickly the seller wants to sell and on the negotiation with the buyer.

Sources: Statbel for median prices and sales (notarial deeds), regional registers for the EPC, Statbel building permits. Registration duties and notary fees on the scales in force; NBB reference mortgage rate. No personal advice: check your situation with a notary.

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