Is this property worth the asking price?
Describe the property you are viewing and its asking price. We compare it straight away with actual sales in the neighbourhood or the municipality, as published by Statbel, and we work out what the purchase will really cost you: registration duties, the notary and, if the energy label is poor, renovation work.
The verdict is free and appears without asking for your email or phone number. We keep nothing you type.
How we judge the asking price
We start from the sales actually registered by notaries and published by Statbel. When the address places the property in a neighbourhood where Statbel publishes a median price for this type, that price is the basis. Otherwise, we use the median of the municipality. We then adjust for floor area, bedrooms, facades and energy label, and give a range rather than a single figure.
What a purchase in Belgium really costs
On top of the price come registration duties, which depend on the region and your situation, the notary's fees, set by a legal scale, and file costs. For an only home you will live in, duties are 3% in Wallonia and 2% in Flanders; in Brussels, the first €200,000 is exempt for a property of at most €600,000.
Why the energy label matters so much
A label E, F or G signals insulation and heating work. In Flanders it is compulsory: the buyer must reach label D within six years. Elsewhere it weighs on the energy bill and on resale. Better to cost it before making an offer.
Frequently asked questions
To prepare your purchase
- Estimate a property in detail
- Buying to let? Work out the listing's rental yield
- Write a purchase offer: the template
- Simulate a mortgage
- Calculate notary fees
- Calculate the total cost of a purchase
- Find out how much you can borrow
- Estimate the energy label of a property
- Calculate renovation grants
- Cost a renovation
- Property prices by municipality
- Estate agents by municipality
- The renovation obligation in Flanders