How much does property cost in La Roche-en-Ardenne in 2025?
Here are the current median prices in La Roche-en-Ardenne:
- House: EUR 237,677
- Apartment: EUR 171,396
- Villa: EUR 469,245
- Land: EUR 64,555
- Price per sqm: EUR 1,698
Visit property prices in La Roche-en-Ardenne for detailed data.
Steps to buying in La Roche-en-Ardenne
1. Define your total budget
Add to the purchase price:
- Registration fees: 12.5% in Wallonia
- Notary fees: approximately 2-3%
- Bank application fees: EUR 300-500
Estimate costs with our notary fees calculator and simulate payments with the mortgage simulator.
2. Obtain a bank agreement
Banks typically require a 10-20% down payment.
3. Choose the right location
Compare La Roche-en-Ardenne with neighboring municipalities:
- Bertogne — House: EUR 203,611
- Saint-Leger — House: EUR 248,403
- Manhay — House: EUR 127,675
- Tintigny — House: EUR 237,159
- Musson — House: EUR 224,275
4. Sign the compromise
The compromise de vente is legally binding. Include a credit suspensive clause.
5. The notarial deed
The authentic deed is signed within 4 months of the compromise.
Typical first-time buyer budget
For a house at the median price:
- Purchase price: EUR 237,677
- Registration fees: ~EUR 29,710 (12.5%)
- Notary fees: ~EUR 5,942
- Total budget: ~EUR 273,329
- Recommended deposit: ~EUR 35,652 (15%)
Buying advice for Wallonia
In Wallonia, registration fees of 12.5% are higher but the significantly lower purchase prices often compensate. The region offers attractive energy renovation subsidies, an advantage for buyers targeting renovation properties. The Walloon market provides more living space for an equivalent budget. Enquire about the tax abatement for first-time purchases of modest homes.
Price trends
The demographic trend in La Roche-en-Ardenne (-3.6% over 5 years) may moderate price growth. Track the evolution on our property prices in La Roche-en-Ardenne page.
Financing your purchase
Financing a property in La Roche-en-Ardenne requires thorough preparation. Belgian banks typically require a down payment of 10-20% of the purchase price, plus additional costs (registration fees of 12.5% and notary fees). For a house at the median price of EUR 237,677 with a 15% deposit, the estimated monthly repayment is approximately EUR 1,011 over 25 years (indicative rate of 3.5%). Simulate your mortgage on our mortgage simulator.
Is now a good time to buy in La Roche-en-Ardenne?
La Roche-en-Ardenne has an overall score of 47/100.
Can you negotiate prices?
A 5-10% negotiation margin is common, especially for properties with poor EPC ratings.
What deposit do you need to buy in La Roche-en-Ardenne?
Plan for at least 10% of the purchase price as a deposit, plus acquisition costs (12.5% registration fees and ~2-3% notary fees). A 20% deposit will give you access to the best bank rates.
What support exists for first-time buyers in Wallonia?
Wallonia offers a housing cheque and renovation subsidies. Consult the Walloon Region website for details.