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Property purchase

Penalty clause

Contractual provision setting a fixed indemnity in case of breach of the sales agreement.

Full definition

A penalty clause is a provision included in the sales agreement that stipulates a fixed indemnity in case of default by either party. In Belgium, this indemnity is typically set at 10% of the sale price. If the buyer withdraws without a valid condition precedent, they lose their 10% deposit. If the seller withdraws, they must pay 10% of the price to the buyer. However, a Belgian judge may moderate a manifestly excessive penalty clause or reduce the amount if the actual damage is lower. This clause acts as a deterrent and secures the transaction for both parties.

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Contractual provision setting a fixed indemnity in case of breach of the sales agreement.