How much does property cost in Philippeville in 2025?
Here are the current median prices in Philippeville:
- House: EUR 165,934
- Apartment: EUR 105,298
- Villa: EUR 461,302
- Land: EUR 73,373
- Price per sqm: EUR 1,185
Visit property prices in Philippeville for detailed data.
Steps to buying in Philippeville
1. Define your total budget
Add to the purchase price:
- Registration fees: 12.5% in Wallonia
- Notary fees: approximately 2-3%
- Bank application fees: EUR 300-500
Estimate costs with our notary fees calculator and simulate payments with the mortgage simulator.
2. Obtain a bank agreement
Banks typically require a 10-20% down payment.
3. Choose the right location
Compare Philippeville with neighboring municipalities:
- Beauraing — House: EUR 210,842
- La Bruyere — House: EUR 235,726
- Yvoir — House: EUR 163,515
- Fosses-la-Ville — House: EUR 181,683
- Sambreville — House: EUR 139,323
4. Sign the compromise
The compromise de vente is legally binding. Include a credit suspensive clause.
5. The notarial deed
The authentic deed is signed within 4 months of the compromise.
EPC: an essential criterion
In Philippeville, 8.9% of homes are rated A or B, while 43.4% are rated F or G. Assess costs on EPC in Philippeville.
Typical first-time buyer budget
For a house at the median price:
- Purchase price: EUR 165,934
- Registration fees: ~EUR 20,742 (12.5%)
- Notary fees: ~EUR 4,148
- Total budget: ~EUR 190,824
- Recommended deposit: ~EUR 24,890 (15%)
Buying advice for Wallonia
In Wallonia, registration fees of 12.5% are higher but the significantly lower purchase prices often compensate. The region offers attractive energy renovation subsidies, an advantage for buyers targeting renovation properties. The Walloon market provides more living space for an equivalent budget. Enquire about the tax abatement for first-time purchases of modest homes.
Price trends
Moderate population growth in Philippeville (+2.5% over 5 years) supports gradual price evolution. Track the evolution on our property prices in Philippeville page.
Financing your purchase
Financing a property in Philippeville requires thorough preparation. Belgian banks typically require a down payment of 10-20% of the purchase price, plus additional costs (registration fees of 12.5% and notary fees). For a house at the median price of EUR 165,934 with a 15% deposit, the estimated monthly repayment is approximately EUR 706 over 25 years (indicative rate of 3.5%). Simulate your mortgage on our mortgage simulator.
Is now a good time to buy in Philippeville?
Philippeville has an overall score of 46/100. Positive population growth (+2.5%) supports demand.
Can you negotiate prices?
A 5-10% negotiation margin is common, especially for properties with poor EPC ratings.
What deposit do you need to buy in Philippeville?
Plan for at least 10% of the purchase price as a deposit, plus acquisition costs (12.5% registration fees and ~2-3% notary fees). A 20% deposit will give you access to the best bank rates.
What support exists for first-time buyers in Wallonia?
Wallonia offers a housing cheque and renovation subsidies. Consult the Walloon Region website for details.