Belgian Real Estate Market Predictions 2026

2026: the year of normalization

After the rate shock of 2022-2023, the correction of 2024 and the gradual recovery of 2025, the Belgian real estate market enters 2026 in a normalization phase. Market fundamentals, demographics, limited construction, economic attractiveness, remain solid.

Price evolution: moderate increase of 2 to 4%

Analysts predict a price increase of 2 to 4% in 2026:

• Falling rates: mortgage rates should stabilize around 2.8 to 3.2%
• Supply shortage: building permits remain historically low
• Demographics: Belgium continues to gain residents

Expected prices by type

Interest rates: toward stabilization

• 25-year fixed: 2.8 to 3.2%
• A household earning 4,000 EUR net can borrow ~290,000 EUR

Regional dynamics

Flanders: the locomotive (+3 to 5%)

Low registration duties (3%), dynamic economic fabric and chronic land shortage drive prices.

Brussels: return of attractiveness (+2 to 3%)

The generous 200,000 EUR tax reduction and returning expats support demand.

Wallonia: cautious catch-up (+1.5 to 3%)

Most accessible prices in the country, with Walloon Brabant as a standout.

Structural trends

• The "green premium" between EPC A/B and E/F/G properties grows to 20-25% in Flanders
• Rental property becomes competitive again with 3.5 to 5% gross yields
• Municipalities to watch: Mechelen, Namur, Mons, Forest, Kortrijk

Check our data per municipality and Eco-Score simulator.

FAQ

Will prices fall in 2026?

No, consensus predicts a 2 to 4% increase. Only energy-inefficient properties (EPC E/F/G) might see slight declines.

Is it a good time to buy?

Yes, for properties with EPC A, B or C in dynamic municipalities. Falling rates and rising price trends mean waiting costs more than acting.

Which region offers the most potential?

Price growth: Flanders (+3-5%). Rental yield: Wallonia and Brussels. Value for living: Walloon Brabant.