Immolytics

Buying property in Saint-Hubert: practical guide 2025

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How much does property cost in Saint-Hubert in 2025?

Here are the current median prices in Saint-Hubert:

  • House: EUR 279,336
  • Apartment: EUR 178,330
  • Villa: EUR 320,476
  • Land: EUR 78,108
  • Price per sqm: EUR 1,995

Visit property prices in Saint-Hubert for detailed data.

Steps to buying in Saint-Hubert

1. Define your total budget

Add to the purchase price:

  • Registration fees: 12.5% in Wallonia
  • Notary fees: approximately 2-3%
  • Bank application fees: EUR 300-500

Estimate costs with our notary fees calculator and simulate payments with the mortgage simulator.

2. Obtain a bank agreement

Banks typically require a 10-20% down payment.

3. Choose the right location

Compare Saint-Hubert with neighboring municipalities:

4. Sign the compromise

The compromise de vente is legally binding. Include a credit suspensive clause.

5. The notarial deed

The authentic deed is signed within 4 months of the compromise.

EPC: an essential criterion

In Saint-Hubert, 7.3% of homes are rated A or B, while 36.4% are rated F or G. Assess costs on EPC in Saint-Hubert.

Typical first-time buyer budget

For a house at the median price:

  • Purchase price: EUR 279,336
  • Registration fees: ~EUR 34,917 (12.5%)
  • Notary fees: ~EUR 6,983
  • Total budget: ~EUR 321,236
  • Recommended deposit: ~EUR 41,900 (15%)

Buying advice for Wallonia

In Wallonia, registration fees of 12.5% are higher but the significantly lower purchase prices often compensate. The region offers attractive energy renovation subsidies, an advantage for buyers targeting renovation properties. The Walloon market provides more living space for an equivalent budget. Enquire about the tax abatement for first-time purchases of modest homes.

Price trends

Moderate population growth in Saint-Hubert (+2.2% over 5 years) supports gradual price evolution. Track the evolution on our property prices in Saint-Hubert page.

Financing your purchase

Financing a property in Saint-Hubert requires thorough preparation. Belgian banks typically require a down payment of 10-20% of the purchase price, plus additional costs (registration fees of 12.5% and notary fees). For a house at the median price of EUR 279,336 with a 15% deposit, the estimated monthly repayment is approximately EUR 1,189 over 25 years (indicative rate of 3.5%). Simulate your mortgage on our mortgage simulator.

Is now a good time to buy in Saint-Hubert?

Saint-Hubert has an overall score of 50/100. Positive population growth (+2.2%) supports demand.

Can you negotiate prices?

A 5-10% negotiation margin is common, especially for properties with poor EPC ratings.

What deposit do you need to buy in Saint-Hubert?

Plan for at least 10% of the purchase price as a deposit, plus acquisition costs (12.5% registration fees and ~2-3% notary fees). A 20% deposit will give you access to the best bank rates.

What support exists for first-time buyers in Wallonia?

Wallonia offers a housing cheque and renovation subsidies. Consult the Walloon Region website for details.

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Automatically generated data based on official sources. Consult a professional for advice.