Notary fees in Belgium: calculation and simulation 2026
Introduction to notary fees in Belgium
When buying property in Belgium, notary fees represent a significant part of the total budget. Contrary to popular belief, most of these fees don't go to the notary: the majority consists of registration rights paid to the government.
In 2026, total fees range from 11% to 15% of the purchase price, depending on the region and your personal situation. Use our notary fee calculator for a personalized estimate.
Composition of notary fees
Notary fees break down into three parts:
1. Registration rights
This is the largest component (80% to 90% of total fees). Rates vary by region:
| Region | Standard rate | Reduced rate | Condition |
|---|---|---|---|
| Wallonia | 12.5% | 6% | Modest dwelling (cadastral income < threshold) |
| Brussels | 12.5% | EUR 200,000 exemption | First purchase, price < EUR 600,000 |
| Flanders | 3% | 1% | Own dwelling with EPC A or B |
Flanders offers the lowest registration rights in Europe, making purchases particularly attractive in municipalities like Antwerp or Ghent.
2. Notary fees (honorarium)
Fees are set by law on a degressive scale. The notary cannot negotiate them:
| Price bracket | Percentage |
|---|---|
| 0 - EUR 7,500 | 4.56% |
| 7,500 - 17,500 | 2.85% |
| 17,500 - 30,000 | 2.28% |
| 30,000 - 45,495 | 1.71% |
| 45,495 - 64,095 | 1.14% |
| 64,095 - 250,095 | 0.57% |
| Above 250,095 | 0.057% |
3. Administrative costs
These cover mortgage, tax, and urban planning searches. Expect approximately EUR 1,000 to 1,200.
Concrete calculation examples
Examples for a property at EUR 350,000:
Purchase in Brussels (first-time buyer)
- Registration rights: 12.5% on (350,000 - 200,000) = EUR 18,750
- Notary fees: ~EUR 3,800
- Administrative costs: ~EUR 1,100
- Total: ~EUR 23,650 (6.8% of price)
Purchase in Waterloo (Wallonia)
- Registration rights: 12.5% x 350,000 = EUR 43,750
- Notary fees: ~EUR 3,800
- Administrative costs: ~EUR 1,100
- Total: ~EUR 48,650 (13.9% of price)
Purchase in Antwerp (Flanders)
- Registration rights: 3% x 350,000 = EUR 10,500
- Notary fees: ~EUR 3,800
- Administrative costs: ~EUR 1,100
- Total: ~EUR 15,400 (4.4% of price)
Exemptions and reductions
Brussels exemption
First-time buyers in Brussels benefit from a EUR 200,000 exemption on the taxable base, saving EUR 25,000.
Reduced rate in Flanders
The 3% rate applies for the sole own dwelling. A super-reduced 1% rate applies for properties with EPC label A or B. Check our EPC guide for details.
How to reduce notary fees
- Buy in Flanders: the 3% rate is significantly lower than 12.5% in Wallonia and Brussels.
- Be a first-time buyer: take advantage of exemptions in each region.
- Negotiate movable goods: furniture and fitted kitchen are not subject to registration rights.
- Improve EPC: in Flanders, EPC A or B qualifies for the 1% rate.
Conclusion
Notary fees in Belgium vary considerably by region and buyer profile. Flanders offers the most favorable conditions at 3%, while Brussels compensates with a generous exemption for first-time buyers. Check prices in Ixelles and Uccle for the Brussels market. Also read our guide on buying a house in Belgium.
Frequently asked questions
How much are notary fees in Belgium?
Between 11% and 15% of the purchase price, depending on the region and your profile.
Why are fees lower in Flanders?
Registration rights are 3% in Flanders versus 12.5% in Wallonia and Brussels.
Can you negotiate notary fees?
No, notary fees are set by law. Only the movable goods portion can reduce the registration rights base.
What is the Brussels exemption?
A EUR 200,000 exemption on the taxable base for first-time buyers (saving EUR 25,000).
Are notary fees the same at every notary?
Yes, fees are regulated and identical at all Belgian notaries.
When must notary fees be paid?
Fees are paid at the signing of the authentic deed, typically 4 months after the compromise.